Cheap Motorcycle Insurance Stockton, CA

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Stockton, CA is a rare gem of a town. It’s a delta waterfront community located between the Bay Area and the rugged Sierra Nevada mountain range. Stockton is a perfect, central location for motorcycle riders.  With over 300 thousand residents, Stockton is a growing city and is known for it’s motorcycle culture and access to many great riding adventures. Not only is it an hour drive to the East Bay, and such towns as Antioch and Concord, but is also about a two hour drive into San Fransisco.  Mostly though, Stockton is the gateway to central California.  Surrounded by wineries and other larger towns such as Sacramento, Stockton really has so much to offer.

Whether riding in the city or the country, having the cheap motorcycle insurance Stockton requires, is key to insuring that you are riding risk free. It’s no mystery that riding a motorcycle is dangerous, so why not be covered with the right insurance?

Motorcycle Insurance Requirements in Stockton

Here are the minimum insurance requirements to get you out on the road in the State of California:

Bodily Injury Liability Limits:

  • $15,000 per person (this only covers the other party involved and will not protect you or your own bike)
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence (this will cover any property damage to the other party)

To be covered in the ways you as a rider really need to be covered, you must add a few things.

This is what’s suggested when you buy cheap motorcycle insurance in Stockton:

  • Collision coverage, so that you and your bike will be covered if you are in an accident (and let’s be honest, if you are riding a bike and hit a car or truck, odds are your bike is going to take the brunt of the damage).  You want to be covered for this.  You’ve put a lot of money into your bike, so keep it fully-covered!
  • You might also want to invest in Comprehensive coverage which will protect you for losses related to theft or other types of damange.
  •  It’s not a bad idea to buy Uninsured Motorist coverage, because if another person is at fault and does not carry insurance, you will be the one to pay out of pocket.
  • Towing is also a good idea.  This will cover you or reimburse you for any towing you might need for your bike.  Getting stranded out on a weekend ride doesn’t sound like very much fun.

Cheap motorcycle insurance is easy to find in our great state of California, and we are here to help you get the insurance you deserve!

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