Cheap Motorcycle Insurance Santa Rosa, CA

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Santa Rosa is the gateway to the wine country and so much more. Santa Rosa is the largest city in Sonoma County with over 175 thousand residents. This charming North Bay town has the benefits of being close enough to San Francisco to enjoy a big city life, but just far enough away that space is still its friend.  The people who live in Santa Rosa love the weather, location, and convenience and motorcycle riders are no different. The motorcycle culture here is abundant, and riders take advantage of the back country roads nearby.  A quick trip to the coast or to Napa is not uncommon for bikers in this region.

If you live here you know that traffic in and out of San Francisco can be a problem.  As a biker, having the right type of insurance for heavy commuting is necessary. Getting the cheap motorcycle insurance Santa Rosa requires you to have can be quite easy.  There are basic insurance requirements, sure, but they only cover the bare minimum.  You as a motorcycle enthusiast need more than basic.  You need quality, risk free insurance.  Let’s take a look at some options.

Motorcycle Insurance Requirements Santa Rosa

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

Now, this is just the basic coverage required by law.  But what you probably don’t know, is that this just covers the other party involved if you are in an accident.  You and your bike will not be covered, and you may end up paying for the damage out of your own pocket.  Here is what cheap motorcycle insurance in Santa Rosa should look like:

  • Collision coverage: Will cover your bike in case of an accident.  The damage to your bike can be fixed and you can get back out on the road.
  • Comprehensive coverage: Will make sure that in the case of theft or other damage (not associated with a crash), your bike will be covered.
  • Towing:  This is a very popular coverage because as a rider you may take long weekend runs, or use your bike for daily commuting.  If you break down, you will want your towing to be covered.
  • Uninsured Motorist coverage: This helps you in case of an accident with another driver or rider who is not insured. This happens more than you think.

Your gear can also be insured! We know that gear and helmets aren’t cheap, and having them covered can help a great deal. You may also be eligible for an insurance discount if you take safety courses or have proven you have a good driving record. Take advantage of these great features with cheap motorcycle insurance that you can trust.

Helpful Links for the North Bay Rider

Motorsports Store

Motorcycle Shop 

Motorcycle Training

North Bay Training