Cheap Motorcycle Insurance San Bernardino, CA

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San Bernardino is the golden child of the Inland Empire.  It is the 100th largest city in the United States according to the 2010 Census and boasts a great economy. Located so close to other great cities such as Los Angeles and Palm Springs, it really is centrally located for commuting and tourism. It is also a college town, which makes it unique and home to one of the largest Amphitheaters ever built.  The attractions in San Bernardino keep people moving here.  You probably already know that as a motorcycle rider, more people means more risk on the road. You will want to be prepared with the cheap motorcycle insurance San Bernardino encourages you to have based on the state requirements. Let’s figure out what you might need in order to feel safe.

Motorcycle Insurance Requirements San Bernardino

Here is what you will need to be insured based on state requirements. But remember, you will want to have more than just the basics.

Bodily Injury Liability Limits: (this will cover the other party involved in an accident)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000

This limited amount of insurance will not cover you or your bike if you get into an accident.  And we all know that when a motorcycle goes up against a car, the bike will lose.

Don’t lose!

Be fully covered with cheap motorcycle insurance in San Bernardino.  You already live in a great place, so enjoy it! Don’t be burdened.

Here is what you will want to enable you to ride carefree with your bike:

  • Collision coverage is a great idea because if you are in an accident and you are at fault, you will still be covered to make sure you can get back out on the road as quickly as possible.
  • Comprehensive coverage is also important because it covers things like theft or other types of damage to your bike that are not acquired in an accident.
  • Towing might be helpful if you enjoy long runs on the weekends, or are a heavy commuter on your bike.  You will be covered if you ever need a tow.
  • Uninsured motorist coverage is under-appreciated, but believe it or not, there are many riders and drivers out there who are not insured.  If they hit you, guess what? You will be paying out of pocket for the damages. Don’t get stuck in this scenario, be insured properly. You now know what you need to do, so get your cheap motorcycle insurance and know that you are covered!

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