Cheap Motorcycle Insurance Salinas, CA

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Salinas, California is well known for it’s diversity, agriculture and growth.  It is also known for it’s amazing Rodeos! It has a beautiful coastal climate, without the high prices of living at the beach. Plus,  Salinas is a great place to live and raise a family.  It also has an enormous agriculture that stimulates California’s economy.  If you are a motorcycle enthusiast and live in Salinas, you know that bike riding can be magnificent as well.

Want to go to the beach and ride the PCH 1? OR maybe head up to the Bay Area for the weekend? Anything is possible when you live in Salinas. Located off of the 101 Highway, a bike rider has access to so many destinations. Salinas, even though it is a quieter town, there is still a ton of traffic on the 101.  People commute from the Bay Area which causes congestions.  People also go through Salinas to get to Monterey and Carmel, two main tourist destinations.

If you ride, you will want to be insured.  Having the cheap motorcycle insurance Salinas requires you to have is not complicated.  You will want to know what insurance you need to have, and then you will want to know what more you can have to be fully protected.

Motorcycle Insurance Requirements Salinas, CA

Here are the minimum insurance requirements for the state of California:

Bodily Injury Liability Limits: (this covers the other party involved but does not cover your own bike)

  • $15,000 per person
  • $30,000 Per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

Having cheap motorcycle insurance in Salinas will help you to feel more comfortable out on the road. There are other types of insurance which a lot of riders use. Here are other insurance options which are smart and affordable:

  • Collision coverage makes sure that you and your bike  are covered in case of an accident.
  • Comprehensive coverage will cover things like theft and other types of damage not due to an accident
  • Towing will cover you and your bike in case you get stranded on the side of the road and need a lift.
  • Uninsured Motorist coverage will make sure that you are covered in case a driver or rider without insurance hits you. And this does happen, so be prepared.

Some great ways to save you money while being insured, is to take a bike safety course.  Many insurance companies offer discounts for this.  Keeping a clean riding record will also help you receive discounts.  You can’t afford not to have cheap motorcycle insurance!

Links For The Salinas Rider