Cheap Motorcycle Insurance Sacramento, CA

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 Sacramento California has a rich history of gold mining, agriculture and riverfront life.  The weather can range from a hot 100 degrees in the summer, to a wet and wild winter.  But then comes the prime riding weather of spring and fall. In the Sacramento area that means a mild 75 degrees, bright sunshine and a slight breeze.  Close to other major cityies such as Stockton to the South and Tahoe to the East, Sacramento is very centrally located for some amazing weekend rides on your bike. The city itself only has 500,000 people, but the surrounding towns make up almost two million.  Not only that, but Sacramento is known for its commuters.  Many citizens of Sacramento commute to the Bay Area which is located an hour and a half away. Because of this heavy traffic, accidents are prevalent.  As a biker, one might take the Interstate 5 up through rural Northern California, or drive the backroads down through the famous Sacramento Delta.  But more often than not, you are on your way to work, and you want to be protected against damages to you and your bike. This is why I encourage you to find what types of cheap motorcycle insurance Sacramento has to offer. You won’t be disappointed!


Motorcycle Requirements for Sacramento

Here is what insurance you will need to cover the minimum requirements for the State of California:

  • $15,000 liability damage coverage per person (this will cover the other party if you are at fault, but will not cover you or your bike)
  • $30,000 liability damage coverage per accident
  • $5,000 property damage liability (this will pay for damage to someone else’s property but not your own)
  • Uninsured motorist insurance is not required but highly recommended and will cover you if an uninsured motorist hits you.

As a rider, you probably know that if you are hit by a car or even if you lose control of your bike and drop it, the damage could be major.  You will want Collision insurance. This will cover the cost of the damage to your own bike due to an accident.  You are already covered for the other parties, but if you use your bike to commute to work, you will want to have your bases covered. Getting cheap motorcycle insurance in Sacramento doesn’t have to break the bank.  But what will break the bank, is if you are not covered and you get into a wreck.

Sacramento’s Best of the Best for Motorcycle Enthusiasts