Cheap Motorcycle Insurance Oakland, CA

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Oakland California is home to a Major League Baseball team and an NFL team and is the eighth largest city in California.  It is a port city, and has a diverse population, making it a fun place to visit and live.  Located in the beautiful Bay Area, near San Fransisco, it seems to be an optimum location for bike enthusiasts. Oakland is a bustling city with commuters, tourists, and a large motorcycle and scooter culture.  It’s safe to say that Oakland is a busy town and that’s why it’s especially important to be protected.  If you are a rider, you know that with more people packed into a smaller space, there’s even more risk.  Oakland is full of steep hills, tight turns, and plenty of cars.  Don’t be left without the right coverage. If you are looking for cheap motorcycle insurance Oakland has a multitude of options.

 

Motorcycle Insurance Requirements Oakland

Here is what you will need to get started. Required insurance for the state of California includes:

Bodily injury liability limits:

  • $15,000 per person (what you can cover for someone else if you are at fault)
  • $30,000 per occurrence (this does not cover your own expenses)

Property Damage Liability Limits:

  • $5,000 per occurrence (this only covers the other party)

Every rider can say that they are putting themselves at risk when they ride.  If you are on a bike, you have a target on your back.  It is better to be over-insured than underinsured.  Spending a lot of time and money fixing a bike you have already put so much time and money into already, does not sound fun or make sense.  Plus, if you use your motorcycle or scooter to commute, you need it back as quickly as possible after an accident. You don’t want to be left without a means of transportation. Because your medical bills would not be covered by the state’s minimum insurance requirements, you might want to look into this Medical Payments coverage when searching for cheap motorcycle insurance in Oakland. Other options include:

Collision coverage (covers the cost of repair for your bike if you get in an accident)

Comprehensive Coverage (covers the cost of theft and other damage)

Towing (covers the cost of towing if you get stranded)

Be prepared, and sign up for the best cheap motorcycle insurance you can. You won’t be sorry you did.

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