Cheap Motorcycle Insurance in Moreno Valley, CA

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Moreno Valley is a young and vibrant city situated in sunny Southern California.  The city is part of Riverside County and has access to everything the area has to offer. With just over 200 thousand residents, Moreno Valley has a steady economy and livable appeal for people who work in the LA area. This lovely town is also home to a great motorcycle culture.  Riverside County is located just outside of Los Angeles, and many residents of Moreno Valley commute.  They also have access to tons of amazing weekend rides such as heading east towards Big Bear, or south to Palm Springs.

If you’re a biker, you know that traffic through Riverside County and the Inland Empire can be brutal. You need to be prepared with the right insurance. Attaining the cheap motorcycle insurance Moreno Valley residents need is crucial, but it doesn’t have to be difficult.  Just remember, you may need more than just the minimum state requirements.

Motorcycle Insurance Requirements Moreno Valley

Here are the requirements for insurance for the great state of California:

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

These requirements only satisfy your liability to the other party, but will not cover yourself or your own bike.  For that you will need more.  To truly be covered with cheap motorcycle insurance in Moreno Valley, this is what you need:

  • Collision coverage- which will cover the cost of repairs to your bike if you get into an accident and are found at-fault.
  • Comprehensive coverage- which will cover other costs such as theft and damages outside of an accident
  • Towing coverage is a good idea for bikers especially, because many times you find yourself on weekend runs or out alone and may need a tow.  This coverage will cover or reimburse any towing you might need.
  • Uninsured Motorist coverage is also a great idea. Up to 25% of California drivers are either uninsured, or under-insured.  If you get hit by one of them you will be paying out of your own pocket to repair your bike.  Don’t get stuck with this hassle.

Now that you know what you need to ride risk-free, don’t wait.  You already spend too much time and money on your bike to lose out by not having the correct motorcycle insurance. Ride with ease, ride insured.

Helpful Links For the Moreno Valley Rider

Best Places to Bike

CHP Safety and Training 

Motorcycle Classes 

DMV Motorcycle License 

Sample Motorcycle Test