Cheap Motorcycle Insurance Modesto, CA

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Modesto, California has so much to offer the motorcycle enthusiast.  If you live here, you already know the diversity of the landscape and the ability it gives you to ride, and ride, and ride! Located in the Central Valley of California, it is halfway between Fresno and Sacramento and about 90 miles East of San Fransisco.  So if you are looking for a weekend bike ride, Modesto can give you every possible option: beach, city, or countryside.  Yosemite National Park is also a few hours drive, and many people make this ride every year to see its beauty. When driving long distances, especially in unforgiving weather, it is so important to be insured properly.  That is why you can count on getting cheap motorcycle insurance Modesto needs you to have. Be insured, and be insured right!

I’ll break it down for you below so you can see not only what you need, but also the insurance you will want.

Motorcycle Insurance Requirements in Modesto

Here is the basic requirements for the state of California:

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence (these limits will not cover you and your bike in case of an accident)

Property Damage Liability Limits:

  • $5,000 ( this again will not cover your own property in case of an accident)

You still need to be covered.  Even if you are at fault in some way, why go on without a bike, or have to pay out of pocket for your damages and expenses? It doesn’t have to be that way if you have cheap motorcycle insurance in Modesto. Let’s look at what you might want:

Collision coverage is something you might need so that your bike can be fixed if you are in an accident. Along with collision you will need comprehensive coverage in case of theft or other damages you might have from either just riding hard, or accidentally dropping your bike. We have all been there, so be insured for it! Towing coverage would be a great idea for Modesto residents, because more often than not you are out enjoying the scenery on your bike for many miles. Being stranded on the side of the road is probably not part of your plan.  Be covered so you can get a tow when you need it.  Lastly, there is something called uninsured motorist coverage which will cover you in case a motorist without insurance hits you.  It happens, trust me!

When thinking about cheap motorcycle insurance, you have to keep in mind that it’s better to be over-insured than under-insured.

Some Great Links For Motorcycle Riders in Modesto

Motorcycle Shop

Buying a Bike?

Motorcycle Training and Safety

Service and Repair