Cheap Motorcycle Insurance Irvine, CA

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Irvine, CA is a beautifully designed city that prides itself on being one of the a safest communities in the US.  To top it off, Irvine is wonderfully situated in sunny Southern California, where water and sand meet.  It is known for its technology centers and great schools.  There is a lot to love about living in Irvine, and if you ride motorcycles, you will also know it’s a prime location to ride.  A city in itself, Irvine is located in Orange County. However, just miles away is the beautiful landscape of the open road. Whether you’re riding up towards the Santa Ana Mountains, or down to San Diego, Irvine is in close proximity to the places we love to ride. With that luxury comes the responsibility of biking out there with millions of other riders and drivers. This puts you at risk.  To make sure you are fully covered with cheap motorcycle insurance Irvine requires you to have, here is some helpful information.

 

Motorcycle Insurance Requirements in Irvine

Here are the basic requirements for motorcycle insurance in the great state of California:

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence

This will cover the other party involved in the accident, but will not insure that you or your bike are taken care of.

Property Damage Liability Limits:

  • $5,000

This amount will help someone else’s property damage but what about your own?  If you really want to ride the roads risk free, this is the cheap motorcycle insurance in Irvine that you will want:

Collision coverage is a good idea because this means that if you get hit or hit someone else, you are covered in an accident scenario.  We all know that bikes aren’t cheap and when colliding with a car, chances are you won’t come out on top. Comprehensive coverage is also a good idea because this covers any theft but also other types of damage to your bike not acquired in an accident. If you are stranded on the side of the road after a long weekend trip, towing coverage might be a great idea. Last but not least, uninsured motorist coverage can help get your bike fixed if another person hits you, but they do not have insurance.  You don’t think it will happen to you, but it does happen.  So be prepared!

Cheap motorcycle insurance does not mean you will have to sacrifice being fully covered. Do what is right for you, your family and your bike.  You don’t want to be stuck in a bad situation.

Some Great Links for SoCal riders: