Cheap Motorcycle Insurance Huntington Beach, CA

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Huntington Beach is a wonderful, vibrant place to live.  It’s a seaside city full of life and tourism. This beach community has one of the longest beaches in Southern California, stretching for 9 miles, and it draws millions of people each year.  With over 200 thousand residents, Huntington Beach is a very populated beach town.  A mild climate makes for a great riding.  For those of you who live here and own motorcycles, you know that you have some of the best access to highways and riding roads in the nation.  You probably also know that there is a lot of people packed into a relatively small area. That is why it is imperative that you have quality insurance.  Getting the best quality, cheap motorcycle insurance Huntington Beach offers, is key to a successful riding experience. Let’s take a look at what that means.

Motorcycle Insurance Requirements Huntington Beach

Here is what motorcycle insurance the state of California requires you to have:

Bodily Injury Liability Limits: (this covers the other party involved in an accident)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

These limits are just the basics.  But as a motorcycle rider you probably realize that getting into an accident means your bike has some serious damage.  Going up against a car or truck will not look good.  You want to be covered for this so that you are not paying out of pocket. Here is what is suggested when you get cheap motorcycle insurance in Huntington Beach.

Collision coverage will cover your bike in case of an accident. More times than not you as the motorcyclist will be on the losing end of an accident.

Comprehensive coverage is a great option as well because this will cover any theft to your bike as well as other damages besides an accident. This includes dropping your bike or getting dinged in a parking lot.

Towing coverage might be a good idea for motorcycle enthusiasts, because of the amount of time you spend riding out on the open road. Heading to Vegas for the weekend or down to San Diego to get away? Be covered if you happen to break down.

An under-appreciated coverage which is smart to have is called uninsured motorist coverage.  There are more people out there driving and riding without insurance than you might think.  You do not want to be stuck paying out of pocket because someone else doesn’t have insurance. Do yourself a favor and get cheap motorcycle insurance.  You want to ride risk-free, and we can help.

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