Cheap Motorcycle Insurance Hayward, CA

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Hayward, California is a Bay Area gem. Located just east of San Fransisco, it has access to every major freeway the big city has to offer, but with the charm of a smaller town. This city truly has everything, from a civics center for the arts, to hiking trails and a strong economy. People live in Hayward and commute into the city as well as surrounding parts of Alameda County.  It is also close to the University East Bay.  It’s close to the water and yet only a few hours drive to wine country. Central location is everything in Hayward.
If you are a motorcycle rider, you know that being centrally located also means more risk.  Whether you are on the freeway or riding around town, more people means you need better protection. Getting your hands on the cheap motorcycle insurance Hayward requires you to have is simple and affordable. Here is what you will need to have to be insured, as well as other insurance you will want.

Motorcycle Insurance Requirements Hayward

Here are the minimum California state requirements:

Bodily Injury Liability Limits: (this will cover the other party involved in an accident. However, your own bike repairs will not be covered)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

The main reason to have cheap motorcycle insurance in Hayward, is so that you can ride without the worry.  Listed above are just the basics, but we should also look at what motorcycle riders really need to feel safe.

  • Collision coverage is necessary because if you do get into an accident, it will cover the repairs to your bike. And then you can get back out on the road as soon as possible.
  • Comprehensive coverage is great because it covers things such as theft and other types of damage not caused by an accident.
  • Uninsured Motorist coverage is smart, and will cover you if someone hits you who does not have insurance.
  • Towing is always a good idea.  If you are out for a long weekend run on your motorcycle, you don’t want to be left stranded!

If you are worried about cost, don’t be! You can get good rider discounts from your insurance company for keeping a clean riding record.  And if you take a safety class, you may also be eligible for discounts.  With cheap motorcycle insurance, you won’t be left in the dark.  You can ride with freedom through the streets of Hayward. If you are a Bay Area rider, you will want to be prepared for anything.

Great Links For The Hayward Rider

Motor Sports

Hayward MC

Hayward Cycle Salvage

Safety Program