Cheap Motorcycle Insurance Fairfield, CA

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Fairfield, California has the best of everything. Set between San Francisco and Sacramento, it’s central location is great for people who need to commute into the big city. It’s just minutes from the prestigious wine country of Napa Valley and mile away from the ports of Oakland. Home to the Travis Air Force base and close to Six Flags Amusement park, there are many things to appreciate about this great city.

Motorcycle enthusiasts love it here because there are so many riding options. Beautiful mountains and scenic oceans are all nearby. But with all of this riding, also comes risk. There tends to be a lot of traffic in Fairfield because of it’s central location. Riding carefully is not enough. You need to have coverage that counts! Getting the best cheap motorcycle insurance Fairfield requires is simple. There is the minimum requirements, but then there is more. More insurance will help you feel protected. Anyone who rides a bike knows that feeling protected is essential. Let’s see what you will need, but also what more you might want.

Motorcycle Insurance Requirements Fairfield

Here are the minimum motorcycle insurance requirements for the state of California:

Bodily Injury Liability Limits: (this means that the other party involved in the accident will be covered but you will not)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

But this is just the basic. To feel fully insured you will want much more. Having cheap motorcycle insurance in Fairfield does not mean you have to sacrifice quality. Here is what most motorcycle riders prefer to have to be fully protected.

  • Collision coverage- this means that you and your bike will be covered in case of an accident.
  • Comprehensive coverage- this means that you will be covered for things such as theft and damages not incurred from an accident.
  • Towing coverage- this is smart. You will be covered or reimbursed for the cost of a tow if you get stranded. We all know this can happen, so be prepared.
  • Uninsured Motorist coverage- this will cover you in case someone hits you that does not have insurance. This happens more than you might think.

You may also want your gear to be covered. You can! Ask your insurance company about protecting your protection!

Do you want to save more money? If you take a motorcycle safety class, your insurance company could reward you with discounts! Cheap motorcycle insurance is worth! Get your quote today!

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