Cheap Motorcycle Insurance El Monte, CA

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Located in the beautiful San Gabriel Valley is El Monte, California. Close to Los Angeles, yet a warm and inviting smaller suburb, makes El Monte a great place to live.  El Monte is literally in the middle of everything. Pasadena to the north and Ontario to the east, there are plenty of things to do and places to go in this L.A. town.  For motorcycle enthusiasts, El Monte is a prime destination because you are so close to the San Gabriel mountains, but also in close proximity to everything a big city has to offer.

As a motorcycle rider you probably already know that when you ride a bike, you are at risk. Living in a city, and dealing with traffic is a normal affair.  But when you are on a bike, it can be even more dangerous. That is why it is imperative that you have the right kind of insurance. Getting the best cheap motorcycle insurance El Monte requires you to have is easy.  First, you will need to know what the basics. But you will probably want much more than just basic. Let’s get started.

Motorcycle Insurance Requirements El Monte

Here is the minimum motorcycle insurance requirements for the state of California:

Bodily Injury Liability Limits: (this will cover the other party involved in the accident but your bike will not be)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000

This is just what is required. There are many other options. You will only want the most quality cheap motorcycle insurance in El Monte. Don’t sell yourself short. Be prepared! Let’s see what most riders are getting.

  • Collision coverage- will cover your own bike in the case of an accident.
  • Comprehensive coverage- will protect you from things like theft and other damages not incurred in an accident.
  • Towing- this is a smart option. You don’t want to be caught stranded on the side of the road and not be covered for a tow.
  • Uninsured Motorist coverage- this is important to have in case someone hits you who does not carry insurance.
  • You may also be interested in covering your gear. Talk to your insurance agent about it. We know gear and helmets are expensive, so why not protect your protection?

If you want to save even more money, there are a couple things you can do. Enroll in a motorcycle safety course. Many times an insurance agency will reward this by giving you discounts.  Also, keep  a clean riding record. Ride smart! Get a free quote for your cheap motorcycle insurance today!

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