Cheap Motorcycle Insurance Downey, CA

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Downey, California is known as a gateway city for the Los Angeles area. Right in between the beautiful beaches and the towering mountains, you will find a city which has the best of both worlds. Downey’s population is almost 115 thousand people, and boasts a strong economy and family friendly atmosphere. When you live in Downey, you don’t feel like you live in a big city.

Motorcycle riders love living in Los Angeles because of the access to local rides and events. Traffic can sometimes be a problem. If you commute into the city for work,  you will most likely hit traffic. As a motorcycle rider, you know that being on a bike can be helpful and harmful. You are exposed being on the back of a bike. And because of this, you need to have good insurance. Getting the cheap motorcycle insurance Downey requires you to have is just a click away. You want to feel protected riding in the city, so what are you waiting for?

Motorcycle Insurance Requirements Downey

Here are the minimum motorcycle insurance requirements for the great state of California:

Bodily Injury Liability Limits: (This will only cover the other party involved in the accident, not your own bike)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

This is just the minimum. To really feel protected, you will need more. Having cheap motorcycle insurance in Downey, doesn’t mean you have to sacrifice quality. Here is what most riders prefer to have.

  • Collision coverage: will protect you and your bike in case of an accident.
  • Comprehensive coverage: will protect you in case of theft or other damages not incurred in an accident.
  • Uninsured Motorist coverage: will make sure you are covered in case someone without insurance hits you.
  • Towing coverage: will cover or reimburse you for any towing needs. All riders should have this in case they end up stranded on the side of the road.
  • Gear: you may even want to cover your gear or helmet. We know how expensive gear can be. Just talk to an agent about this special option.

If you want to save even more on your insurance, sign up for a motorcycle safety class. Many times, insurance companies will reward you for taking initiative for being a safe rider. Of course, keeping a clean riding record doesn’t hurt either. Cheap motorcycle insurance will really save you in the long run. It’s always a good idea to be over insured rather than under insured. Get your free quote today and ride with freedom!

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