Cheap Motorcycle Insurance Berkeley, CA

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This wonderful Bay Area city is home to one of the most prestigious Universities on the West Cost. Berkeley, California is a unique town.  Close to the water and all of the wonderful amenities of San Fransisco, Berkeley is a quality place to live. Being one of the most liberal cities in America, it is not uncommon to see rallies and demonstrations near the University.

There are also plenty of Motorcycle and scooter riders. A lot of people in this town try to save on gas. Owning and riding a motorcycle is a perfect option! We all know that every time you get on the back of two wheels, you are putting yourself at risk.  There is a solution to help you ride with freedom.  Getting yourself the cheap motorcycle insurance Berkeley wants you to have is easy. You have options.  There are basic requirements for your motorcycle insurance, but you will probably want much more than just basic. Here is what is required of motorists.

Motorcycle Insurance Requirements Berkeley

Here are the basic requirements for motorcycle insurance in the great state of California:

Bodily Injury Liability Limits: (this means that the other party involved in the accident will be covered but not you)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

You may be wondering what else you can get. The minimum requirements might not be enough to be fully protected.  Having the best cheap motorcycle insurance in Berkeley is necessary. Here is what most motorists are purchasing.

  • Collision coverage- will cover you and your bike in case of an accident.
  • Comprehensive coverage- will cover things such as theft and damages to your bike not incurred by an accident.
  • Towing- will make sure you can get picked up of you are stranded on the side of the road. In most cases towing will cover or reimburse you for all of your towing expenses.
  • Uninsured Motorist coverage- will make sure that you are still covered if someone hits you that does not have insurance. This happens more than you might think. So be prepared!

You might also be surprised to know that your gear can be covered. Just ask your insurance agent!

Want to save even more? Taking a motorcycle class can help you receive discounts from your insurance company. Keeping a good riding and riding record doesn’t hurt either. You will always benefit from riding safely. Having the cheap motorcycle insurance in California that you deserve will pay off!

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