What A DUI or DWI Can Do To Your Life


If you have ever had a DUI or DWI, you need to read this.

Get informed about what SR22 is and how it can work for you.

If you live in a state like Arizona, you need Sr22 insurance.

You should know how to get the best discounts on car and motorcycle insurance even if you are a “high-risk”driver.

What do you need to know about the cheap SR22 insurance Arizona residents need?

How can you get your life back together after you have been financially damaged?

What are the laws surrounding drunk driving?

How long must you attain this type of financial responsibility documentation?

You can have all of the answers and make the right choices by following these simple rules and laws regarding cheap SR22 insurance.

Getting a DUI doesn’t have to be the end of the road.

For many drivers it is only a bump in the road.

Make sure that you have a qualified broker to help you through this process.

Give up the drinking and start being a smarter driver today.


What States Require SR22 Insurance?


Here are the states that do not require SR22 :

Even if these states do not require this filing, you must keep SR22 insurance if you are moving to a state that requires it.


When you live in a state that you have committed the crime that prevented you from driving, you must carry this type of insurance.

But even when you visit to these other states, you will need to require the SR22 documentation because you are still required by law in the state you live in to attain it.

Don’t evade paying for this financial responsibility in any state.

The states that do not require cheap SR22 insurance, they may have other requirements.

Know what the laws of your state are.

Many states are like Arizona, and require you to have SR22 insurance as well as your regular insurance.

Getting the cheap insurance Arizona brokers want you to have means shopping around.

The best feeling in the world is knowing that you are on the same side of the law.

These laws are put into existence for a purpose.

Even states that do not require SR22 insurance, doesn’t mean you can go out drinking and then get into a vehicle.

The standards for every are the same.

You cannot drive a car with a .08% blood alcohol rate.


What is SR22 insurance?



Who needs SR22 insurance?


SR22 documentation is “proof of financial responsibility” for drivers who have had their licenses
revoked or suspended for any number of reasons, including:



How Can I Get Cheap SR22 Insurance?


There are many ways to attain cheap SR22 insurance.

Call an insurance company or go online and fill out a form.

But the best way to get the knowledge you need to make a great decision for yourself, is to call a broker.

Brokers are there to work for the consumer which is you .

A broker has the professional background in insurance to give you the best policy discounts.

Here are some questions to ask a broker:

  1. Which coverage is right for me based on my circumstances?
  2. What are some ways I can save money on my cheap car insurance?
  3. How much will SR22 insurance?
  4. Am I considered a “high-risk” driver?
  5. When do I need to file for SR22?
  6. How long will I need to have my SR22 insurance?
  7. Do I need to take any driver safety courses?
  8. How will this affect my premiums?


What kind of insurance do I need to attain SR22 documentation?


You will need whatever the minimum amount of car insurance is in your state.

Getting cheap car insurance in Arizona for example is easy and the limits are pretty standard.

Every state is different but every state does require car insurance.

When you are dealing with motorcycle insurance, not every state requires you to be insured.

This is where a broker can help you.


Here is an example of the minimum amount of insurance you could need:


The above minimum requirements only cover the other party involved if you are in an accident.

Most likely, if you have had some trouble with the law and are now needing auto insurance, you should probably obtain full coverage.

You will need full coverage car insurance if you have a loan out on your vehicle or lease one.


Here are the other options for full coverage:


You can bundle your car insurance policy with another policy such as homeowners or renters insurance and save.


What Should I Know About Sr22 Insurance?


You need to know about the laws of your state when researching for SR22 insurance.

You also need to know how payments work and how long you need SR22 documentation.

But more than anything, be educated about what the terms are the your broker is talking to you about.


Here are some terms you should know when purchasing insurance:



What is the penalty for a DUI?



How Can I Get My Life Back After A Revoked License?


You are not the first person to go through this.

Whether you got a DUI or had outstanding tickets, you broke the law.

Make it right again by gaining the insurance you need.

To get your life back after a revoked license, you need to follow these steps:

  1. Calm down and get organized. Get your family on your side and have a great support system. Just because you made a mistake doesn’t mean you don’t deserve more.
  2. Talk to a broker and get the best cheap SR22 insurance that you need. Attain the car or motorcycle insurance you will need to start driving or riding again.
  3. Pay for this insurance for three years minimum and do not lapse on your payments.
  4. Make sure that you ask about discounts. You will be what is called a “high-risk” driver after you have had a revoked license. 
  5. Do not drink and drive again and follow all laws of your state from this day forward.
  6. Last but not least, give yourself permission to let the past be the past.


High-Risk = Pay Attention



This is the time when you need to pay attention and be careful on the road.

There are consequences for your actions.

But have no fear because there is a way to get you back to your real life.

You want to be back in the drivers seat.

Know the facts before you start down the road of attaining the cheap SR22 insurance you really need.