Getting A DUI Is The Last Thing You Need During The Season Of Joy
When it is time to sit back, relax and pop a bottle of champaign, remember the consequences this holiday season.
For most of us, parties and family gatherings are a fun, harmless experience.
But when driving, DUI’s are frequent this time of year.
You won’t want to need SR22 insurance. Stay clear of those hefty driving under the influence fees.
Don’t ruin your holiday by drinking too much and getting behind the wheel.
It should be a time of celebration. Safe celebration.
It should be a time when family can forget about their worries and concentrate on the good times.
Make sure before you head out on the road this winter, you have the proper car insurance coverage.
And if you have had a DUI, make sure your SR22 insurance is up to date.
Let’s talk about the basic facts.
When it comes to drunk driving over the holidays, how can you prevent a mishap out on the road?
Statistics On Winter Driving
According to a couple different sources, here are some interesting statistics on holiday drinking and driving:
- 40% of highway deaths during the holidays are alcohol related.
- New Years has the worst statistics with almost 58% of highway deaths being alcohol related.
- 96% of adults go to work hungover the day after a holiday party.
- Over 50 million Americans will travel for thanksgiving. And even more travel for Christmas. That is a lot of people on the road making for congestion.
- Most drunk drivers admit that they drink more during the holidays than any other time.
- 25 thousand passengers will be injured in alcohol related crashes.
- Blackout Wednesday is the Wednesday before thanksgiving and is one of the biggest drinking days of the year. Best to stay off of the roads on this particular day.
- Traffic stops also increase during the holiday season. You are more likely to get pulled over on a routine DUI traffic stop than any other time of year.
What is a DUI and how do I attain SR22 insurance?
A DUI or DWI stands for “drinking under the influence” or “drinking while intoxicated”.
This basically means that your blood alcohol levels are .08 or above.
This is easier to accomplish than you might think.
A DUI is against the law and you will be fined and penalized for it.
Costs could range from $2,500 to up to $10,000.
With lawyer fees and government penalty fees, you may be in real financial hardship.
When you get a DUI or have a revoked license, you will need to file for an SR22.
Basically, this means that you are paying the correct amount of insurance for your car while you are under probation.
You will need to carry this form for at least three years.
You must have your insurance provider file this form with the Department of Motor Vehicles.
Depending on what state you live in, costs vary. Some states don’t even require this form.
You do not want to be caught driving without this form or the proper car insurance.
You will pay and could face jail time!
That is the last thing you want to be worried about over the holidays.
Steps To Attaining An SR22
- The first thing you need to do is contact your car insurance company. They need to file this piece of paper for you with the DMV. In most states there is a $15 to $25 fee to file the SR22. Your insurance company may also have other fees. Check with a broker.
- To obtain an SR22 filing, you must purchase minimum liability coverage on all vehicles registered to you, whether they are operational or non-operational. For those who do not own a vehicle, “non-owners” liability coverage is required.
- DMV fees, typically a $10 reinstatement fee, are required to reactivate your driver’s license. In addition, any parking or moving violation judgments or fines will need to be resolved before reinstatement as well.
- Attain the minimum amount of car insurance for your state by contacting a broker. The minimum requirements are usually: Bodily Injury Liability Limits: $30,000 per occurrence/ $15,000 per person, Property Damage Liability Limits: $5,000 per occurrence
Need more insurance?
If you need more than the minimum amount of car insurance for your car, you may want to know what you are purchasing.
- Collision coverage will cover you and your car in case of an accident. Your basic liability coverage only covers the other party involved in an accident. This means that if you are at fault, the other drivers and their vehicles will be paid for while yours will not.
- Comprehensive coverage will cover theft and other types of damages. If anything is stolen out of your car, or someone hits it in a parking lot with a shopping cart, you will not be covered without Comprehensive coverage.
- Uninsured Motorist coverage will still cover you even if the other party fails to have insurance. This will only be the case, of course, if they are at fault. This happens more than one might think. Almost 20% of drivers out on the road do not carry insurance.
- Towing and Roadside Assistance is a good option when searching for insurance. This could cover tows as well as battery jump starts and emergency key entry. You can add this to your policy for as little as $2 a month.
- Glass coverage is an added coverage for any broken glass on your car. If someone smashes a window or you get a crack from a semi-truck on the road, you can have this covered but only if you specifically have glass coverage.
- Medical coverage can be purchased to help cover extra medical bills when you are injured in a car accident.
Ways To Stay Sober This Holiday
- Try to stay away from stress and anxiety as much as possible.
- Know your limits. If you are not a very big drinker to start with, try adding just a small amount of alcohol to your cranberry juice or yummy beverage. Stay away from hard alcohol or shots as much as possible.
- Try non-alcoholic beverages. There are many tasty drinks out there with zero alcohol. Martinelli’s Sparking Cider is one of them.
- You can always offer yourself up as the DD or “designated driver”. This way other people will be depending on you to stay sober and get them home safely.
- If you do drink this holiday season, call yourself a cab or an Uber.
- Bring your own drinks and know what the alcohol content is. Have you ever asked uncle Mike to make you a drink? And then you feel like passing out? Everyone mixes drinks differently. Don’t let that one stiff drink get you into trouble. Be prepared.
- If you are an alcoholic or recovering alcoholic, try to attend a meeting before a holiday party or gathering. Even if you are in a different city, county or even state. There are AA meetings everywhere. Seek support before you get yourself into a tempting situation.
- Choose wisely which parties you attend. Go with a friend and hold each other accountable. One night you are the designated driver and the next night your friend is.
The Top Best Non-Alcoholic Drinks
- Non-alcoholic punch bowls. This is a great idea for large gatherings. Kids and adults alike can scoop up some yummy flavor while leaving the alcohol out of it.
- Non-alcoholic Sangria. Just drop in some fresh fruit along with cranberry juice, passion fruit punch, ginger ale and sugar. You will love the fizzy taste and the fruit to bite into along the way.
- Margarita without the tequila. It is fun to drink too! You can still keep the salt on the rim of the glass and a lime on the side too.
- A fake Moscow Mule. Ginger Beer, lime, crushed ice and a teaspoon of sugar will help this yummy drink go down!
- Hot chocolate is always a winter time favorite. Add loads of whipped cream on top and a drizzle of chocolate. It will warm you up and fill you up!
Why Do People Drink More During The Holidays?
This may seem like a loaded question, but really there are many reasons why people drink during this time of year.
Most of all people drink to celebrate right?
Well, for some that isn’t true. many people choose to drink because they may have no family, and this time of year is hard for them.
Others are outcasts in their family and are not allowed at functions.
The harsh reality is that there is more attendance at bars on the eve of thanksgiving than almost any other day!
Why? For the above reasons, but also because for many, this is one of the only times when they travel to knew places.
Try a new bar in a new town, why not?
Getting outside of ones comfort zone makes it easy to let loose.
Some other, more simplistic views of why people choose to drink during the holiday season
Let’s analyze for a second the amount of stress one can endure over this busy time of year.
Not only that, but the amount of money spent.
“Keeping up with the Jones’s” is not just a saying, it is a way that some actually think.
The status quo for Thanksgiving, Christmas and New Years may strip ones bank account or savings.
To put it in perspective, Americans spend more money each year on Thanksgiving and Christmas than some countries spend in a year on their citizens.
The top ten reasons why you might toss back a few:
- House chores. No one cleans their house or gets it quite as spic and span as those who have Christmas parties. Having people over for a Turkey Dinner? It must look perfect right? Well, have a morning mimosa before you start to cook, and “POOF!” your worries are gone.
- Christmas lights are tedious and dad tends to hate them. Ok, so the kids love those Christmas lights, but who hangs them up? Usually dad. Have a beer or two but be careful on the roof. Thousands of people get injured every year just hanging up their lights.
- Your flight gets canceled. Travel delays are a huge stress during the Holidays. You don’t want to be late for grandmas roast beef do you? Well, don’t despair, most everyone traveling is delayed in some way. Whether it be a flight or city traffic, you just can’t escape it.
- Kids are home from school and full of cheer. You might think this is a good thing, but rowdy kids on holiday break can be stressful. Send them outside with some rain boots. Not everyone wants to hear yelling and thumping in the house.
- Proposals. Yes, that’s right men. More men ask their significant others to marry them on family holidays than at any other time. So, wipe off your brow because we all know that can be stressful.
- Too much preparation. Cooking can be fun, but the preparation that goes into cooking can be a hassle. Depending on how many people can actually help out in the kitchen, you may be stuck doing most of the work.
- Finding someone to kiss on New Years Eve. Single? Young? Fretting about not having that special someone to kiss on New Years Eve? You aren’t alone. Many single ladies are quite beside themselves over this situation.
- Family. Some of us just love family. And others would rather avoid the whole situation. No matter what family you have, there is always disfunction. So drink an extra glass of wine and laugh at all of those jokes that grandpa Jim tells you over and over again. Just make sure you get fresh air every now and then.
- Shopping. Most of us have good intentions to start our holiday shopping early. But most of the time this never happens. We are stuck in lines or we end up overpaying for a gift. Try to space out your shopping sprees and remember weekends are the worst time to hit the mall.
- Office Parties. You may think of office parties as boring, political functions, but most people go a little wild. The secret rule of thumb is ‘what happens at an office party, stays at an office party’. So let loose, just don’t do anything you might get fired for.
The moral of the story is: if you are going to drink this holiday season, be safe.
- Have a designated driver.
- Don’t over do it.
- Don’t mix alcohol.
- Have the correct car insurance.
- Get your SR22 insurance if you already have a DUI.
- Have a buddy system.
- Call a cab if you think you can’t drive.
- Try a non-alcoholic beverage this year, you might be surprised.
- Try to de-compress.
- You don’t have to be perfect to throw a perfect party!
And last but not least, try to enjoy yourselves.
The holidays only roll around once a year, so what are you waiting for?