According to the Insurance Institute for Highway Safety (IIHS), June, July, and September each had over 2,800 fatal accidents in 2014. The month of August had 3,037 accidents, the second highest number of fatal car accidents and October was right behind with 3,068 accidents. Understanding the risks of summer driving can help you prepare and get the best cheap car insurance available to cover all the conditions you may encounter. In spite of all its wonderful perks, summer can also be a dangerous time to drive. Specific variables like more teens on the road and more work zones combine to threaten that easy, airy summer feeling. By knowing what you might encounter you will be more prepared to keep yourself safe and enjoy the weather. Here are a few reasons why summer often trumps winter in the danger department.
Teenagers are not experienced drivers, which can increase the risk of an accident. During the summer there are more teen drivers on the roads because of school being out. Unfortunately, more teen drivers on the road can not only increase their risk, but also results in more danger for the rest of us. Data shows that teens are more likely to be involved in accidents than other age groups.
Hot weather causes the air inside your tires to expand, which can lead to a blowout in well-worn wheels. Tire blowouts are not only a big problem for the driver of that car, but for any driver on the road around them. It is a good idea to check your tires on a regular basis during the summer months, especially during heat waves. Of course, be a safe a and defensive driver, stay on alert in case someone on the road next to you blows a tire, and practice all the safety tips you know.
From 2005 to 2014, The Centers for Disease Control and Prevention reports that construction and maintenance work zones caused an average of 773 driving fatalities a year. Be a little extra cautious when you drive around construction zones.
Bicycles and Motorcycles
In warm weather, cyclists and bikers take advantage of the conditions by getting their two-wheeled summer toys out of the garage and onto the streets. This makes for many more obstacles on the road for car drivers. Sharing the road should be a priority for drivers. The Insurance Institute for Highway Safety (IIHS) reports that in 2014 alone 720 cyclists were involved in fatal accidents with motor vehicles. Bikes and motorcycles make traffic maneuvers, from turning right to parallel parking, more dangerous.
The chance that your engine may overheat increases during the hot summer months. Using the air conditioner combined with the scorching heat outside can cause your engine to overheat. Check your cars fluids often, and if your engine overheats, pull over to let it cool down.
Summer means vacation time for many people. Vacationing drivers unfamiliar with the roads and this can lead to erratic or unpredictable driving. Congested roads make the potential for road rage higher. Plan ahead and watch out for impatient drivers who may cut you off.
If You Are Traveling
- Car insurance necessary when you travel is often overlooked. If you go on a road trip in your own vehicle, there are a few items that you need to check off your list before hitting the road.
- Roadside assistance –It is strongly recommended that you add roadside assistance coverage to your policy before your trip. If your car breaks down in a middle of nowhere, roadside assistance will give you the assurance of immediate help.
- Car Rental-Usually, your insurance follows you to any vehicle you drive, even if it’s a car you borrow from a friend or a rental. If you already have liability insurance, you can skip the liability coverage offering from your rental company as long as you are happy with the limits that you already have.
You can see there are a few things to know about summer driving, auto insurance and road-trips. Always check on your insurance before you may actually need it. Be aware of what your insurance policy options cover. Summer is the most popular time for vacations, so whether you are on vacation yourself, or just dodging those who are, the best way to maintain cheap car insurance is to be informed and be prepared.