The importance of having cheap motor insurance in today’s world is incontrovertible. Unfortunately, people with tight budget constraints are often concerned about the possibility of obtaining affordable coverage when they have so many other things that they must pay for. With things like food, rent, and basic day-do-day expenses to take into consideration, adding an additional bill for motor insurance might seem completely unmanageable. But while there are many people out there who will tell you that cheap motor insurance is impossible to come by if you don’t already make a considerable amount of money, it’s important to remember that this is false. (huh??)

A growing number of prominent motor insurance companies recognize that drivers come from many different walks of life and, as such, have vastly different needs as it concerns insuring their motor vehicles. Because of this, it’s easier to obtain cheap motor insurance than it would have been not too long ago. Insurance rates are typically determined by a number of different factors. For example, your premium might be a bit higher if you have a history of getting into traffic accidents or receiving citations because the insurance company may then deem you a risky person to have in the driver’s seat. Profession and income also come into play here, as do age and marital status.

The key to finding cheap motor insurance is to do your research and determine the range of rates available for people in your situation. This is easier to do via the Internet, as it provides the option of comparing policies with the click of a button. Depending on where you live, you might also be eligible for certain types of restricted income coverage, as well. In the end, there’s little reason for anyone to be without auto insurance, no matter what the circumstances might be. And if your current financial status qualifies as “low income,” it’s good to know that insurers are willing to extend a helping hand.

Get an INSTANT, free quote on cheap motor insurance in California. CHEAP Insurance offers personal auto, commercial, trailer, cycle, watercraft, home, and renter policies. With access to hundreds of Insurance Companies, we can find the right insurance to fit your budget. Make your insurance purchase online at or over the phone toll-free at 800.486.1866.