The Best Cities For Owning A Motorcycle

Tuesday, February 27, 2018

Where You Want To Live If You Ride On Two Wheels


There are so many amazing cities not only the the Unites States but around the world.

From getting cheap insurance Texas needs you to have, to riding on Arizona’s back roads, the motorcycle life is exciting.

But what if you are a motorcycle enthusiast?

Where are the best places to not only ride a motorcycle but own one?

Where are the cities that have a great motorcycle culture and great winding roads to dip into on your bike?

There are some that are right near you and some an ocean away.

There are nearly 9 million motorcycles registered in the United States.

That is a lot when you think about how many people can actually ride.

For those of you who are driving a car are just missing out!

There are some states that have a much higher rate of motorcycle lovers.

In South Dakota, you will find 1 bike for every 10 people.

There are a ton of factors that make some cities better for riding than others.

One of those factors is weather.

Weather is a huge factor because no one wants to ride in the rain or snow.

But for other states, this just doesn’t matter.

South Dakota is not only cold but the wind can pick up and be quite the monster.

But the motorcycle culture here is so big that nothing, not even weather can stop riders.

Another is the cost of cheap motorcycle insurance.

If you can ride your bike and have great motorcycle insurance, that is saving you a ton of money each year.



Factors That Make a Great Motorcycle Town


Here are the top factors that make an amazing motorcycle town.

Not all towns fall in these categories, but let’s try and break it down.

  1.  Weather is a huge factor for motorcyclists. Not only is it dangerous to ride in bad conditions but because you are exposed on the back of a bike, it really isn’t fun.
  2. Access to roads and places to ride. If you can easily access miles and miles of beautiful travel, most bikers will sign up.
  3. Community of bikers. It helps if the town has a motorcycle culture. Owning a bike is a very unique thing and people who own them and love them relate to each other better than most.
  4. Population of the city. Usually over populated cities are not fun to ride in. Even though bikes can always find easier parking than cars, it isn’t fun to have your bike bumped into or accidentally knocked over because of heavy tourism.
  5. Bars, dives and places to park. If you can find more than one bar or dive to check out, your town is already a winner. Bikers like to ride in large packs and land at the same place, Hanging out and playing pool after a 50 mile trek is a nice way to unwind.


What You Need Before You Ride


The things you need before you get out on your bike, no matter what town you are in, are essential.

The number one thing you need before you even think about getting on the back of a bike is cheap motorcycle insurance.


Here is what most states require you to have:

Here is an example of the minimum coverage needed to ride in the state of California:

  • Bodily Injury Liability Limits: $30,000 per occurrence/$15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence

There are many other options available as well.

Most of the time, the minimum coverage only covers the other party involved.

  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.

You may even be able to have your gear covered. Protect your protection today.


Here are the types of two-wheels that can qualify for insurance:


  • Two Wheel Motorcycles
  • Scooters
  • Mopeds
  • Motocross and Dirt bikes
  • Trikes
  • Custom Motorcycles and Choppers
  • Kit Bikes
  • Any factory-built two or three-wheeled vehicle

Why do I need Insurance?

  • In many states the required liability limits for Motorcycle Insurance match the requirements for Auto Insurance: $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic liability for Motorcycles provides no coverage for your motorcycle or vehicle
  • Because of the higher risk of a total loss, it is recommended you purchase physical damage coverage with your Motorcycle Insurance policy (Comprehensive and Collision coverage)
  • If you are financing your motorcycle most banks will require physical damage coverage with up to a $1000 deductible
  • You can purchase policies with specific coverage for your accessories (helmets, jackets, boots, etc.)

The Best Cities Ranked


Here are some of the best cities to live in if you want to ride on two wheels.

These cities are chosen based off of weather, location, population and motorcycle culture.

These cities are from the United States but there are some amazing cities around the world that must be visited by bike.

Before you ride make sure you have your cheap motorcycle insurance, current registration and a valid drivers license.

The best ways to visit these towns is with a posse of bikers behind you.

The only way to ride a motorcycle is with a helmet, without drinking and with an open heart.


If you love the road, make sure you visit these following cities:


Santa Clarita, California– Located north of Los Angeles, Santa Clarita has great weather and is close to amazing biking roads. You can take the Interstate 5 down into Los Angeles to check out the scene. Or you can head up into the mountains to hug those turns and see the vistas around you. Without much rain, Santa Clarita stays clear for much of the year making it easy for riders. Ig you live in Santa Clarita, try commuting with your bike into work. Even if you drive to LA, bikers won’t sit in traffic because they can pass cars and switch lanes in the state of California.


McKinney, Texas– 30 miles south of Dallas is the town that really will get your engines going. With little to no traffic, it is a great place to ride a motorcycle in Texas. Weather is clear and can get warm but makes for clear roads and mile and miles of travel. Get the cheap motorcycle insurance Texas residents need to see the sights you want to see. Travel is easy here in Texas and the hospitality is just what bikers want and need. Go to a local dive and hang out or check out he beautiful scenery around. McKinney is the place to have a good time and ride with joy.


More cities…


Fort Collins, Colorado- Colorado is not only one of the most majestic places to live because of the scenery, but the roads lead to everywhere. Any direction you take in Fort Collins, you will end up in a great riding situation. There are 39 days of rain fall a year which makes for most of the year to be great riding conditions. The temperatures are great for riding, usually in the high 60’s. You will only spend around 20 hours a year in traffic, which is very low compared to other cities in the United States. And there is a good motorcycle culture here with one in every 28 people owning a motorcycle.


Cary, North Carolina- This city is the number one motorcycle city on the east coast. This means that more people own bikes here than any other east coast town. There must a reason for this. North Carolina is not only beautiful but it is a great location. You can travel South to sunny Florida or travel east to the coast. There is more rain here than any other other cities above. The west coast is hands down easier to ride in, but there is something lush and great about east coast riding. You can have 90 degree days during the summer and some 40 degree days in winter. But all in all, you will have an abundance of roads to ride all year long. Travel the Blue Ridge Parkway during the fall and see the turning leaves that give off vibrant color like no other place on earth.

Things you might need while riding:


Here are some great items you will want to buy before trekking out to these amazing towns.


  • A Neck Gaiter will keep your neck warm. This is one part of your body that can be left exposed when riding. We all know that wind can be a huge factor for making us cold out on a bike. This cloth material that wraps around your neck will help lock in heat but not make you sweaty.
  • Schuberth C3 PRO is the best flip-up helmet for winter. When you want a little air, or you need to flip open your visor for vision, this helmet makes it easy. It is also quite affordable at around $800. It is very durable and is great for getting a little oxygen while riding.
  • The Honda Blackbird just looks like a winter bike. It also looks like something Batman may have ridden. Super versatile and very reliable. Honda knows how to make a bike. It has a liquid-cooled four stroke engine. It is also very comfortable to ride and lightweight so you can easily manage it in any weather. Most people choose Honda products because they rarely need maintenance.
  • Tires are a very important feature on any bike. Especially in winter, you will want to ensure that your tread is at least 1/8 inch. If you feel uneasy at all with your tires, replace them. You must also check the pressure in your tires. Cold air will no doubt reduce the tire pressure.



Scooter Town USA


If you don’t ride a typical motorcycle but ride a scooter, you’re still in the club.

You just might be looking for a different kind of town to hang out in.

You won’t be cruising out on the open road for miles and miles.

But you may want a cool a hip town that you can explore.

One of the best scooter towns in all of the United States is Austin, Texas.

Getting the cheap motorcycle insurance Texas residents need will cover you if you ride a scooter.

This busy, and fun city is not only beautiful but beneficial to the scooter enthusiast.

The scooter culture here is vibrant. As are the array of coffee shops and sea-side restaurants.

What is a scooter?


  • A Scooter is a light two-wheeled open motor vehicle on which the driver sits over an enclosed engine with legs together and feet resting on a floorboard. A vehicle typically ridden as a recreation, consisting of a footboard mounted on two wheels and a long steering handle, propelled by resting one foot on the footboard and pushing the other against the ground.
  • Vespa: These Italian made bikes are known for their high-end style. They may be Italian but they are the number one producers of scooters in the United States as well. They are your most expensive option when searching for a scooter. But they are made extremely well. Think of it as a life-long investment. These bikes last forever and make a bold statement while doing so.


Why Bikes Are So Loved:


Bikes are a way of life for many people.

Whether it is the daily commute or the long weekend run, we can’t argue that the motorcycle has been pulling at heart strings for years and years.

When you want to know what bike is the fastest or most expensive, you usually start to think of ways to improve your own.

There are many other facets to motorcycle ownership such as your personal style.

Maybe you even have a signature helmet you love to wear.

Bikes are special to those who ride them because it is more of a way of life than a way to get around.


Why do I need insurance to ride a motorcycle?


Not only will insurance protect you and your own motorcycle.

But it will protect others out on the road.

This is primarily why motorcycle insurance is the law in most states.

They want a way to not only save lives but to protect civilians.

Motorcycle insurance can save you thousands of dollars.

How? Because riding without insurance is a huge risk.

And when you don’t have insurance, the unforeseen accident is just waiting to empty your pockets.

Lower that risk with the cheap motorcycle insurance you deserve.

Just like your auto insurance, it is a good idea to review your policy every six months to make sure you have the right coverage at the best price.

Discounts can be offered for taking a motorcycle safety course.

They can also be offered to those who have sustained a good riding record for years.

Protect yourself and your machine.

  • Motorcycle insurance requirements change from state to state. Check out our motorcycle resources page to find out more information on this topic.
  • Drinking and riding is the same as drinking and driving. Don’t get caught doing either.
  • Your bike will still have a license plate, and just like a car, you will need to make sure it has a backlighting so it can be seen at night.


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