Cheap Insurance Albany

Cheap Insurance Albany

Albany is the capital of New York and has a population of close to 100,000. However, it forms part of a greater metropolitan area which has a total population of around 870,000 residents. Because of Albany’s position as the capital, it sees a lot of incoming commuters each day to jobs in state and local government. This causes a lot of traffic, but it also means a lot of residents might be eligible for a government employee discount on their auto insurance (depending on their company). It is also a center for higher education in the state, so many residents will qualify for the Higher Education Discount that some insurance companies offer. If you’re looking to save some money or want to see what other discounts you might be eligible for be sure to look at all the options for cheap insurance Albany can offer.

Albany facts and figures:

  • The crime rate is a bit higher than the national average but there were only a little over 150 cars stolen in 2012, which is much better than some similar cities. Property crimes as a whole have been going down over the past five years which helps keep insurance rates low.
  • The downtown area has a much higher population density that other neighborhoods in the city so rates will be quite a bit higher in the 12210 zip code, depending on what coverage you need.
  • Different neighborhoods will have different rates so if you live in Arbor Hill or Sheridan Hollow will pay a different price for liability and collision than residents of Pine Hills or Whitehall (for example).

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Not Convinced?

Local Albany agencies we can beat in price.

Apple Auto Agency
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19 Colvin Ave Ste 1
Albany, NY 12206
(518) 459-6900

518 Insurance
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1147 Central Ave
Albany, NY 12205
(518) 798-6300

John Capobianco - State Farm Insurance Agent
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1745 Central Avenue
Albany, NY 12205
(518) 869-6888

New York Auto Insurance
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710 East St
Rensselaer, NY 12144
(315) 636-0783