The cheapest car insurance rates in Las Vegas!

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Despite Las Vegas’ reputation as a party city, according to census data as well as Department of Transportation data, the city is a much safer place to drive than many other US areas. However, those auto accidents that do take place can be pretty severe, especially in a city that boasts a 24-hour culture and attracts tourists by the millions. DOT research shows that around 40% of all car accidents in Las Vegas are caused by drunk drivers (with an average blood alcohol content of .51).

Perhaps as a result, the state of Nevada recently increased the penalties for driving without insurance. According to the DMV, there is no grace period for lapses in insurance coverage, and the fine for a first time offense isn’t cheap (it’s a $250 reinstatement fee). This fee can clime as high as $1,750 for repeat offenders with lapses of 181 days or more.

Tips for safe driving:

  • Obey all posted traffic signs
  • Carry proof of current insurance with you at all times.
  • Do not drive under the influence of drugs or alcohol (if you are out on the town in Las Vegas, there are a number of cheap alternatives to driving your own car, including buses, shuttles, and taxi cabs)
  • Check road and traffic conditions (especially if you plan on taking a long drive). The DOT’s website has a number of resources you can use to do this, or you can dial “511″ for up-to-date information.

Nevada state law requires drivers carry minimum liability limits of 15/30/10. That’s $15,000 of Bodily Injury liability per person, $30,000 of BI liability per accident, and $10,000 of Property Damage liability. However, most insurance representatives will advise that you increase those limits in order to adequately protect yourself and your assets.


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Local Las Vegas agencies we can beat in price.

Insurance Specialists
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5025 S Eastern Ave
Las Vegas, NV 89119
(702) 307-3398

Greg Freund Agency
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3100 S Durango Dr
Las Vegas, NV 89117
(702) 944-0000

Family Insurance Center
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3220 E Flamingo Rd
Las Vegas, NV 89121
(702) 452-7000

Hiew Insurance Agency
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6288 Spring Mountain Rd
Las Vegas, NV 89146
(702) 873-9201