The cheapest car insurance rates in Las Vegas!

Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.

OR speak to an agent:

(855) 746-7879

Request Auto Quote

Despite Las Vegas’ reputation as a party city, according to census data as well as Department of Transportation data, the city is a much safer place to drive than many other US areas. However, those auto accidents that do take place can be pretty severe, especially in a city that boasts a 24-hour culture and attracts tourists by the millions. DOT research shows that around 40% of all car accidents in Las Vegas are caused by drunk drivers (with an average blood alcohol content of .51).

Perhaps as a result, the state of Nevada recently increased the penalties for driving without insurance. According to the DMV, there is no grace period for lapses in insurance coverage, and the fine for a first time offense isn’t cheap (it’s a $250 reinstatement fee). This fee can clime as high as $1,750 for repeat offenders with lapses of 181 days or more.

Tips for safe driving:

  • Obey all posted traffic signs
  • Carry proof of current insurance with you at all times.
  • Do not drive under the influence of drugs or alcohol (if you are out on the town in Las Vegas, there are a number of cheap alternatives to driving your own car, including buses, shuttles, and taxi cabs)
  • Check road and traffic conditions (especially if you plan on taking a long drive). The DOT’s website has a number of resources you can use to do this, or you can dial “511″ for up-to-date information.

Nevada state law requires drivers carry minimum liability limits of 15/30/10. That’s $15,000 of Bodily Injury liability per person, $30,000 of BI liability per accident, and $10,000 of Property Damage liability. However, most insurance representatives will advise that you increase those limits in order to adequately protect yourself and your assets.

 

Not Convinced?

Local Las Vegas agencies we can beat in price.

Insurance Specialists
Visit Yelp review

5025 S Eastern Ave
Las Vegas, NV 89119
(702) 307-3398

Greg Freund Agency
Visit Yelp review

3100 S Durango Dr
Las Vegas, NV 89117
(702) 944-0000

Family Insurance Center
Visit Yelp review

3220 E Flamingo Rd
Las Vegas, NV 89121
(702) 452-7000

Hiew Insurance Agency
Visit Yelp review

6288 Spring Mountain Rd
Las Vegas, NV 89146
(702) 873-9201