The cheapest car insurance rates in Delaware!

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In 2011 Delaware State Police reported 20,872 traffic accidents resulting in 103 deaths, 7,694 injuries and over $435 million in economic losses for the state. Other insurance agencies use statistics like these as an excuse to increase insurance policy premiums. We, at Cheap Insurance, use these statistics to better understand your situation so we can offer the cheapest insurance in Delaware, period.

Insurance Facts

The penalty for driving without insurance in Delaware is a minimum fine of $1,500 and a 6-month license suspension for the first offense. Multiple offenses have a minimum fine of $3,000.

There are over 850,000 registered vehicles in the state of Delaware, but only 650,000 licensed drivers.

State Car Insurance Requirements

  • Liability insurance is required for any registered vehicle, even if it is off the road indefinitely.
  • The minimum bodily injury or death per person coverage in Delaware is $15,000, with a $30,000 minimum coverage for bodily injury or death of 2 or more persons.
  • The minimum coverage for injury or destruction of property in Delaware is $10,000.

Did you know?

Delaware is home of the longest twin-span suspension bridge in the entire world, connecting Delaware and New Jersey.

Helpful Resources

DMV website

The Delaware Division of Motor Vehicles’ website can be found here. There are 4 offices throughout the state, in Wilmington, New Castle, Dover and Georgetown.

Registration Information

Vehicle registration is handled by the Delaware Division of Motor Vehicles. New residents must title and register their vehicles within 60 days of becoming residents. Delaware has a one-time titling fee of $25, and an annual registration fee of $40 for passenger vehicles.

See more:
Cheap Insurance in Dover
Cheap Insurance in Wilmington
Cheap Insurance in Newark
Cheap Insurance in Milford
Cheap Insurance in Seaford

Average Annual Premiums in Delaware = $1,652  | via

Not Convinced?

Local Delaware agencies we can beat in price.

G.I.S Auto Insurance
Visit Yelp review

287 Christiana Rd. # 20
New Castle, DE 19720
(302) 322-5515

Auto & Homeowners Insurance of Delaware
Visit Yelp review

254 Fox Hunt Dr Fox Run Shopping Center
Bear, DE 19701
(302) 832-0442

Affordable Insurance Network
Visit Yelp review

1218 Pulaski Hwy Ste 490
Bear, DE 19701
(302) 392-4500

21st Century Insurance Company
Visit Yelp review

3 Beaver Valley Road
Wilmington, DE 19803
(800) 487-4500