The cheapest car insurance rates in Alabama!

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Income stats for Alabama rank it 44th in the Nation in per capita incomes. Earnings came predominately from service, governmental agencies and durable goods industries. We, at Cheap Insurance, understand the details. That’s why we’ve made it our mission to provide the cheapest insurance in Alabama, period.

Insurance Facts

Alabama has a graduated licensing program including nighttime and passenger restrictions for young drivers. Information may be found from the IIHS here.

Alabama has 3 different insurance coverage markets for drivers with spotless records, fair driving records or poor driving records. Practicing safe driving and avoiding accidents or tickets pays big dividends in Alabama.

State Car Insurance Requirements

Minimum required auto insurance coverage in Alabama consists of :

  • Liability Insurance
  • $25,000 for bodily injury to another person
  • $50,000 for bodily injury to all other persons
  • $25,000 for injury or destruction of another individual’s property in a single accident.

Did you know?

Alabama knows a thing or two about speeding, so be sure not to get caught driving too fast near Huntsville, Alabama, which is known as the rocket capital of the world.

Helpful Resources

DMV website

Alabama licenses and motor vehicle issues are handled by the Department of Public Safety, which may be found here.

Registration Information

Alabama cars are registered through the county licensing offices, a full listing of which may be
found here. Internet registration is available in most counties. Cars must be registered within 20
days of purchase, or 30 days of moving to Alabama, and require insurance ahead of time and a
$15 payment.

See more:
Cheap Car Insurance in Birmingham
Cheap Car Insurance in Montgomery
Cheap Car Insurance in Mobile
Cheap Car Insurance in Huntsville
Cheap Car Insurance in Tuscaloosa

Average Annual Premiums in Alabama = $1,345  | via Insure.com

Not Convinced?

Local Alabama agencies we can beat in price.

Dave Smith Insurance Services Inc
Visit Yelp review

9025 4th Ave S
Birmingham, AL 35206
(205) 833-1278

The Benz Agency Insurance Car/Home
Visit Yelp review

5479 Highway 280 Ste 120
Birmingham, AL 35242
(205) 588-5208

Southern Secure Insurance
Visit Yelp review

2170 Clearbrook Rd Ste 208
Birmingham, AL 35226
(205) 874-6505

Overton Insurance Agency
Visit Yelp review

PO Box 43588
Birmingham, AL 35243
(800) 239-6124

Red Rock Insurance Group
Visit Yelp review

4009 Crosshaven Dr
Birmingham, AL 35243
(205) 970-2187