SR22?
In order to remove a suspension placed by the California Department of Motor Vehicles on your Drivers License, an SR22 Filing is required. An SR22 is a document issued by an Insurance Company. This document from the Insurance company is a guarantee to the California Department of Motor Vehicles that you have obtained the California required minimum liability coverage. The insurance company will notify the DMV if the insurance coverage should lapse. At this point, your License Status will return to Suspended.
Who needs an SR22?
An individual whose license is under suspension by the California Department of Motor Vehicles requires an SR22 Filing to reinstate their license. A California Drivers License can be suspended for any of the following reasons: drunk driving; exceeding the limit of moving violations within a year that the law permits; unpaid traffic fines or parking violations; uninsured accidents; violating DMV regulations.
How do I get an SR22?
You must obtain minimum liability coverage on all vehicles that are registered to you, both operational and non-operational. If you don’t own a motor vehicle, you are required to obtain “non-owners” liability coverage.
How long do I need an SR22 Filing?
The minimum SR22 Filing period is three years. This can be longer, based on the severity of your situation.
How can I get an SR22 from Cheap Insurance?
We can provide you an online estimate for your SR22 Filing, and if you approve of the pricing, you can opt to purchase the policy online in as little as 20 minutes or visit our office to complete the transaction. If you want to speak with one of our Licensed Insurance Professionals, call us at 1 (800) 486-1866.
We can provide you with a same day SR22 Filing, once the transaction has been completed. Start your FREE quote.
How do I reinstate my license?
Contact the DMV, www.dmv.ca.gov, to determine if your License is able to be reinstated at this time, and any DMV fees that are required to reactivate your Drivers License. In most cases, this is a $10.00 reinstatement fee, but you will need to resolve any parking and moving violation judgments or fines.
We’ll need a current DMV Driving Record (MVR) Report. The accuracy provided by this report is crucial in obtaining the best pricing for your SR22 and vehicle coverage. In fact, most Insurance Companies require this as a condition of the issuance of coverage. We can generate this report in our offices for a $7.00 fee.
We can now provide you with an accurate Quote for an SR22 Filing and vehicle coverage. If you approve of the pricing, we can complete the transaction.
Once your transaction is complete, we can issue your SR22 Filing and Vehicle Coverage the same day!
What if I don’t own a vehicle?
Not a problem! Cheap Insurance offers many different “non-owner’s” policies. These are typically cheaper than conventional auto insurance policies and provide liability coverage for you while you are driving a vehicle that is not owned or registered to you. Your SR-22 follows your license, rather than your vehicle.
Why choose Cheap Insurance Agency for your SR-22?
At Cheap Insurance, we make sure your policy is written correctly the first time so that you can avoid additional future fees or a suspended license.
You can call and speak with one of our representative at any time if you need a quote, or just have questions about your policy.
As a broker we will re-shop your policy occasionally (at no cost to you) to ensure that you are always paying the lowest rates, no mater what type of policy you purchase from Cheap Insurance.
