An SR22 document is issued by your insurance company to serve as a guarantee to the DMV that you have secured the minimum liability coverage required by state law. The SR22 is required of drivers who have had their driver’s license suspended. SR22 coverage provides monitoring, in effect, as the insurance company is required to notify the DMV if you allow your coverage to lapse. If you do allow your coverage to lapse, your driver’s license status will return to “suspended” status.
Who needs an SR22?
Any driver whose license is suspended by the DMV must obtain an SR22 filing to reinstate their driver’s license. In most states, one’s driver’s license may be suspended for a number of reasons, including drunk driving; too many moving violations within a one-year period; outstanding traffic and parking fines; accidents in which the driver was uninsured; and violation of DMV regulations.
How do I get an SR22?
To obtain an SR22 filing, you must purchase minimum liability coverage on all vehicles registered to you, whether they are operational or non-operational. For those who do not own a vehicle, “non-owners” liability coverage is required.
How long do I need an SR22 Filing?
The minimum period for SR22 filing is three years, though it may be longer, based on the severity of the violation(s).
How can I get an SR22 from Cheap Insurance?
CHEAP Insurance provides online estimates for SR22 filings. If you agree to the rates, you can then opt to purchase the policy online in as little as 20 minutes or visit our office to complete the transaction. To speak with one of our Licensed Insurance Professionals, call 1 (800) 486-1866. Start your FREE quote.
How long has Cheap Insurance been helping drivers with SR22s?
Cheap Insurance started helping drivers in California in 1974. We’re experts at helping drivers get the best SR22 policies at the very best prices.
How do I reinstate my license?
The DMV determines when your driver’s license may be reinstated. DMV fees, typically a $10 reinstatement fee, are required to reactivate your driver’s license. In addition, any parking or moving violation judgments or fines will need to be resolved before reinstatement, as well.
In order to secure the best pricing for your SR22 and auto coverage, your current DMV Driving Record (MVR) Report will be needed. If you do not have a copy of your driving record, we can generate one in our offices for a $7 fee.
What if I don’t own a vehicle?
Not a problem! CHEAP Insurance offers different “non-owner’s” policies to choose from. These policies are typically cheaper than conventional auto insurance policies and provide liability coverage for you while you are driving a vehicle that is not owned or registered to you. Your SR22 follows your license, not your vehicle.
Why choose Cheap Insurance Agency for your SR-22?
CHEAP Insurance makes sure your policy is written correctly the first time so that you can avoid future fees or a suspended license.
You can call and speak with a CHEAP Insurance representative at any time if you need a quote or have questions about your policy.
As a broker, we will re-shop your policy occasionally (at no cost to you) to ensure that you are always paying the lowest rates, no matter what type of policy you purchase from CHEAP Insurance.
Unlucky Driver? Do you need an SR22? Had an accident, tickets or a DUI? Is your vehicle hard to insure? Have you been canceled? At CHEAP Insurance we have specialized in assisting the Unlucky Driver for over 30 years. Get your free Auto Quote estimate now!
- No Driver Refused
- Major Violations
- Immediate SR Filings
- Low Down Payments
- Low Monthly Payments
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