Homeowner Insurance. Your largest personal investment needs protection. But finding the correct balance of coverage and cost is a difficult process. Since 1974 CHEAP Insurance has been helping homeowners find the coverage that adequately protects their investment and their family, as well as tailoring that coverage to fit their budget.
Get an instant rate estimate on Homeowner’s Insurance from CHEAP Insurance
There is No Place Like Home… Make Sure It’s Protected
Your house is one of your most important investments, so be sure to protect it with a homeowners insurance policy. Turn to CheapInsurance.com for the best coverage at the best rates. With our access to dozens of carriers, let us match up your needs with the company that can provide you the coverages for the best rate. We want to be there when you need us most and help get you back to your home in the event of a loss. Start here with an online quote and free evaluation for home insurance today.
What Does Home Insurance Usually Protect?
At Cheap Insurance, we believe that every customer is different and we will shop all of the options to make sure you are adequately covered. Each home insurance policy is slightly different, but standard policies usually provide the following:
- Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
- Damage to your personal property (personal property would be the items in your home that are not attached to the dwelling) due to causes specified in your policy.
- Liability coverage for legal matters or accidents that occur on your property.
- Loss of use, this coverage allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs.
- Limited coverage which is available for items like stolen jewelry. Coverage amounts vary depending on your state of residence and you always have the option to increase this coverage.
- Additional coverage available for valuable items (jewelry, fur, silverware, etc). If additional coverage is needed above the limited coverage amount, a “rider” should be purchased. This coverage offers a broader range of perils.
How to Save Money on Your Homeowner’s Insurance Today
Why pay more than you need to? You may qualify for one or many discounts on your homeowner’s insurance policy; this is just a sampling of the discounts we offer:
- A monitored home alarm system
- Security lock on your doors
- Smoke detectors in your house
- A sprinkler system
- Gated community
- Retirement community
- Newly purchased home
- Age of home discount
What If I Rent My Home?
Renting your home can be a good extra source of income, or a way to manage its expenses, but if you own a home and rent it to someone, you need a specific type of homeowners insurance, known as a “dwelling fire” policy. CheapInsurance.com offers the cheapest rates, and can assist you in making sure your home is covered in all types of circumstances. Contact us to request more information on Dwelling Fire policies.
If you are a tenant in a rental property have you considered a renter’s insurance policy? You have valuable items in your home too! Have you ever added up the value of the items in your your dresser alone? Try adding up the value of all the spices in your cabinet? Replacing them could be more costly than you think. The simple things we take for granted may take more than a few dollars to replace. Renters insurance can assure that your jewelry, plasma television, and that amazing stereo you can’t wait for people to listen to when they come over, can be replaced in case of fire, flood or theft. Call today (800) 486-1866 and speak with one of our insurance specialists, and let us assist you in making sure all your hard earned property is fully insured. Learn more about Renter’s Insurance.
If you are in Los Angeles, Stockton, San Francisco, Oakland, Sacramento or anywhere in California, then Cheap Insurance is your one stop shop for all your discount online insurance needs. Our name and our prices may be CHEAP, but quality is what we sell. Let us give you a no obligation, hassle free, quote. Call today to start saving.
