Auto insurance, it’s the law. To own and register a car in California, you must possess valid auto insurance. There are many options to consider. From the type of coverage, to the policy limits, finding the correct balance for your individual situation is critical. You need to protect yourself, and your property.
Costs can vary wildly between policies. With our team of Licensed Insurance Professionals, we can help you find all the possible discounts offered by the Insurance Carriers to help you get the best possible insurance, for the least possible money. Because at CHEAP Insurance, we’ve been helping customers do just that since 1974.
How to Save Money on Your Auto Insurance
Let our staff help you in finding all of the discounts you may be eligible for. Cheap Insurance is a brokerage that has access to dozens of insurance companies. We can find you the best rate for your current situation, no matter what that may be. Should you have a perfect driving record or if you are an unlucky driver, Cheap Insurance is the only call you need to make. Listed below are just some of the discounts that Cheap Insurance customers can take advantage of:
- Discounts for safety courses taken
- Marital discounts
- Good driver discounts
- Multi-car discounts
- Multi-policy discounts
- Association discounts
- Education discounts
- Occupation discounts
- Excess vehicle discounts
- Mileage discounts
- And many more!
How to Know If You Have the Right Coverage
Contact one of our Auto Insurance Specialists for a complete review; we are happy to answer any question you may have regarding your coverage or options. They will make sure you have the coverage to meet YOUR needs.
Ask about coverage for the following options:
- Medical coverage for you and your passengers
- Towing and roadside assistance
- Rental reimbursement
- Uninsured motorist coverage
- Full glass coverage
- Loan/lease coverage
All of our quotes are no obligation, hassle free.
Call 800-486-1866 or Get Your INSTANT Auto Quote from Cheap Insurance Now »
With auto insurance from Cheap Insurance you can relax behind the wheel knowing that your policy is customized for you. Whether you need comprehensive and collision coverage, liability coverage, roadside assistance, or other options, your policy will be specifically tailored to your needs.
Speak with one of our expert agents to find the coverage you for need for your specific motorcycle or recreational vehicles.
Facts about California Auto Insurance:
- Auto liability insurance is required inCalifornia, but the state only requires minimum liability.
- The required liability limits for Auto Insurance are $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
- BasicCalifornialiability for Autos provides no coverage for your vehicle.
- If you are financing a car, most banks or lending institutions will require comprehensive and collision coverage (usually not to exceed a $1,000 deductible)
- Rates can vary depending on frequency of use, length of commute, territory, etc.
Did you know?
- The number of uninsured drivers inCaliforniais estimated to be as high as 23%. Keep this in mind when you are choosing whether or not to purchase the optional Uninsured Motorist Coverage
- A deductible is an agreed upon dollar amount in which you “share the risk” with your insurance company if your vehicle is damaged.
- For example, if your vehicle is worth $10,000 and your deductible is $500, in the event of a total loss, your insurance company will pay up to $9,500 (after your deductible is paid).
- Rental coverage provides a reimbursement for expenses accrued for renting a replacement vehicle (up to an agreed upon dollar amount) while your primary vehicle is being repaired. Generally only applies if your primary vehicle is being repaired due to damage caused from a covered loss.
